I haven't seen your picture yet.. I'll look in a sec.
You wrote, 'There are so many good physiques out there and it is really expensive to compete at this level consistanly! Thats why you see so many with potential disapear.'
Have you given any thought into finding sponsors?
All you would need is a portfolio, an outline of your costs & a way in which to get their business name advertised as your sponsor.
There's a good chance that if advertising is involved, they can take sponsoring you.. {advertising} as a tax write off.