OK im starting this out to match exactly your tone as you started this.
1)I have a house that I built dickface, over 3 years ago, every bill has been paid on time. Great assumption.
2) I was part of a bait and switch with my loan. I have documentation saying it was a fixed loan------its variable.
It was verbally explained in detail how no interest would accrue untl my classes were complete------it accrued the entire time
I was talked out of sallie mae because It was verbally explained to me, in detail that you can not consolidate your loans through them, and that with the one she SOLD me
you can--------That too was wrong.
So dont make bland assumptions based off of no facts.
I am also not trying to go to this school for another degree, but a Community College instead.
So if you think that I am wrong in trying to get out of that loan, that fucked me, screw you. I was making double payments (which was $800)
for a few months in a row with less then $120 being taken off the principle. I asked how I can send extra money in to just have it come off the priciple, they said you can't. Again you know nothing f that situation, so you should have asked before you accuse someone of not paying there fucking bills.
I have made my own money since I was 8 years old, and NO I didnt have an allowance, my allowance was -You can play outside.
I'll bump this up a few times if needed so you read this. And let me guess you are an extreme republican with a Gun bumper sticker?
So let me get this straight. You took a loan out on your on accord to get an education. You received the education from the college and now you are actively planning on trying to get out of paying your part of the contractual agreement to pay off the loan you took. I'm guessing by your level of maturity that many xbox games and your rent from time to time was paid with the money you took from the bank. Maybe I am wrong, but by the things you say I doubt I am.
And I dont think you've done the math. A RN in the field of medicine makes pretty good money and at an average salary of apx 65K a year
Average Staff Nurse - RN Salary Information plus Job, Career Education & Unemployment Help you will be paying apx $6500 a year at the max 10% repayment you state you dont have to pay more than. Your 50K in loans can be paid off easily in under 10 years paying less than the 10%. So pay up and hold up to your end of the contract.
I pull people's credit all day everyday at my job and I can tell you I have pulled thousands of credit bureaus in the last 10 years and I have seen many many people go through chapter 7 and still have the student loans on their credit reports. I have never seen personally a student loan default forgiven. This is probably more true now that Student Loans were nationalized under Obama.
