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Yes. This is what happened at IndyMac, Washington Mutual, and Wachovia. Its also what exacerbated the Great Depression. Banks are in the Business to make money. Most large banks would prefer not to deal with the general public but are required to by law. They make very little money off most...

Do you guy keep a record in your check registry. Most people who have the problems you seem to be encountering don't do this. This is how banks operate. If you write a check, the debit goes on not when you write the check or use your ATM checkcard, but when the other bank notifies your bank...

Why not just go to a watch repair (my Sears has one) and have a new battery put in it. They also sell new bands. You might also try WalMart, or check the Yellow Pages.